ETFCU makes home ownership surprisingly affordable

We offer numerous programs that help you stop paying rent and start building equity in your new home! Program features include guaranteed lowest rates, options with low down payments, and first-time homebuyers programs!

Contact us for a free consultation

Our mortgage experts excel at finding the best option for each member’s needs. Contact us or apply today!

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What our members are saying

“The process of selecting the options that best suited my needs was simplified by the approach of the loan officers. I always appreciate how they spend as much time as needed to explain processes and answer questions. It makes it a stress free experience.”

Kristi Deetz, Vincennes

“Throughout the loan process everyone at ETFCU treated us with respect and was so professional. We feel the interest rate and the ease of auto pay are two things we definitely love about our home loan. We would definitely steer people we care about towards ETFCU for their banking needs.”

Rick Stinson, Evansville

"Simple and very easy to apply, submit requirements and staff made it very convenient to schedule closing. Ease from start to finish!"

David Burke, Evansville

"The customer service at ETFCU is superb. Everyone works as a team. The process was smooth and painless. I truly enjoy doing all of my banking with you."

Tracy Liebert, Maceo

ratematch

RATE MATCH GUARANTEE

We are committed to offering your lowest rate. If you find a lower rate, we’ll match it.1

extracredit

EXTRA CREDIT DISCOUNT

Pair your mortgage loan with select ETFCU services and receive a 1/8% APR interest rate discount.3

purchaseplus

PURCHASE PLUS

Receive a $500 Visa® gift card for the purchase or construction of your primary residence.2

 

BETTER PROGRAMS. GUARANTEED SAVINGS.

You don’t have to be a teacher to take advantage of our services.
Simply apply online today to get started.

APPLY NOW

Equal Housing Lender. NMLS# 518136. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Rate Match Guarantee available for new purchases and refinanced first mortgage loans of primary residences with conventional conforming financing. Certain product exclusions may apply. Offer valid only for lenders compared in a physical location within 50 miles of any ETFCU office. Good Faith Estimate (GFE) and Truth in Lending (TIL) Disclosure from competing lender must be dated and received within three calendar days prior to locking your interest rate at ETFCU. The terms of the competing loan must be identical to ETFCU’s loan. If the loan does not close within the commitment period, the rate match may be voided. This offer is subject to credit approval and may change or terminate without notice. Offer is not applicable to FHA and VA financing. Rate includes Extra Credit Mortgage discount. Contact an ETFCU mortgage loan officer for further details. Purchase Plus $500 Visa Gift Card offer is available on conventional conforming financing of purchases for primary residences only; not available on FHA, USDA, and VA loan programs. Not valid in combination with any other offer. #1 mortgage lender claim based on 2016 Evansville mortgage market share. Loans are subject to credit review and approval. Closing costs may apply. A sample principal and interest payment on a thirty (30)-year $200,000 fixed rate loan amount with a 4.125% interest rate (4.192% APR) is $969.30. Taxes and insurance are not included; therefore, the actual payment obligation will be greater. Actual interest rate may vary based on credit history. Visit  etfcu.org/mortgagecalculator to calculate payments with other terms, balances, or rates.

1Rate Match Guarantee available for new purchases and refinanced first mortgage loans of primary residences with conventional conforming financing. Certain product exclusions may apply. Offer valid only for lenders compared in a physical location within 50 miles of any ETFCU office. Good Faith Estimate (GFE) and Truth in Lending (TIL) Disclosure from competing lender must be dated and received within three calendar days prior to locking your interest rate at ETFCU. The terms of the competing loan must be identical to ETFCU’s loan. If the loan does not close within the commitment period, the rate match may be voided. This offer is subject to credit approval and may change or terminate without notice. Offer is not applicable to government loans, including FHA, USDA, and VA financing. Rate includes Extra Credit Mortgage discount. Contact an ETFCU mortgage loan officer for further details.

2Purchase Plus $500 Visa Gift Card offer is available on conventional conforming financing of purchases for primary residences only. Offer is not applicable to government loans, including FHA, USDA, and VA financing. Not valid in combination with any other offer.

3Offer available for new primary mortgage loans and mortgage loans already established at ETFCU when refinanced with at least $10,000 new money. Offer is not applicable to government loans, including FHA, USDA, and VA financing. Closing costs may apply.