We’ve got you covered
ETFCU provides overdraft protection services to ensure you have the purchasing power you deserve whenever and wherever you need it. We are required to receive your consent before we cover overdrafts on everyday debit card and ATM transactions.*
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*ETFCU will charge you a fee of up to $27 each time we pay an overdraft. We will authorize and pay overdrafts for checks and other transactions made using your checking account number as well as automatic bill payments. We will not authorize and pay overdrafts for ATM and everyday debit card transactions without your consent. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. For example, we typically do not pay overdrafts if your account is not in good standing, if you are not making regular deposits, or if you use the service irresponsibly. We require your account balance to remain positive for a minimum of 24 hours within every thirty (30) day period.