Jumbo Loan

F Purchase p Refinance Apply Today
  • Loan amount can exceed the conforming limit of $424,100
  • ETFCU can offer lower rates with a larger down payment
  • Jumbo loans available for home purchase or refinance
  • Available for purchase or refinance
  • $500 Visa® gift card at closing*

Our mortgage loan officers will work with you and your real estate agent to ensure a smooth homebuying process. Contact us today at (812) 469-9928 or 1-800-800-9271 to get started.
*$500 Visa® gift card offer valid on purchases or construction of primary residences only.

If you're in the market for a high value home, a Jumbo Loan may be the best option for you.  Apply Today

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What information will ETFCU need to process my application?
  • Prior two years addresses and dates of residence.
  • Social Security number or tax ID.
  • Driver’s license or state issued identification card.
  • Prior two years employment information including employer contact and dates of employment.
  • Most recent W2 and pay stub for all income sources.
  • Two years federal tax returns, including tax applicable schedules if you are self-employed, have rental income, farm income or additional non-W2 reported income.
  • Alimony, child support or separate maintenance documentation if you wish to have it considered as basis for repaying this obligation.
  • Additional information may be required such as Divorce decree (if applicable) and/or proof of extra income such as rental income, dividends, Social Security, retirement, disability, pension, or welfare (supporting documentation is required).
  • Balance owed on all liens attached to the property including all mortgages as well as any home equity loans or lines of credit.
  • Most recent mortgage statement (if applicable).
  • Most recent property tax bill.
  • Most recent hazard insurance declaration page.
  • Most recent flood insurance declaration page (if applicable).

Loans are subject to credit review and approval. Closing costs may apply. A sample principal and interest payment on a (30)-year $500,000 fixed rate loan amount with a 4.375% interest rate (4.443% APR) is $2496.43. Taxes and insurance are not included; therefore, the actual payment obligation will be greater. Actual interest rate may vary based on credit history. $500 Visa gift card offer available on conventional financing for purchases of primary residences only.