Now through December, earn 3x points when you use your ETFCU
Platinum Rewards credit card on restaurants and food delivery services including:

Doordash | Grubhub | Uber Eats | & More

Triple point categories rotate each quarter:

Bill Payments

Home Improvements



 You’ll also earn 1 point per dollar on all purchases—plus 2x points on gas and groceries year round.1 Points are redeemable for brand name merchandise, gift cards, travel, and more!

What is included in each quarterly category?

First Quarter: Recurring Bill Payments

  • Telecommunication Equipment & Telephone Sales
  • Telecommunication Service
  • Cable, Satellite and Other Pay Television and Radio Services
  • Utilities-Electric, Gas, Water, Sanitary
  • Insurance Sales, Underwriting, and Premiums
  • Membership Clubs (Sports, Recreation, Athletic)

Second Quarter: Home Improvement

  • Home Supply Warehouse Stores
  • Lumber and Building Materials Stores
  • Paint, Painting Supplies, Glass/Paint/Wallpaper Stores
  • Plumbing Supplies
  • Rug Stores/Floor Covering Stores

Third Quarter: Travel & Entertainment

  • Airlines, Air Carriers
  • Car Rental Agencies
  • Lodging-Hotels, Motels, Resorts
  • Tourist Attractions and Exhibits
  • Public Golf Courses
  • Amusement Parks
  • Private Golf Courses
  • Sea Life Parks, Aquariums
  • Sports Clubs, Athletic Fields
  • Tour Buses, Travel Agencies

Fourth Quarter: Restaurants

  • Eating Places and Restaurants
  • Food Delivery Services
  • Drinking Places-Bars, Taverns, Pubs, etc
  • Fast Food Restaurants

o% APR2 on balance transfers for six months!

Apply today and you’ll get 0% APR on balance transfers for the first six months. Our Platinum Rewards credit card also offers an introductory rate of only 1.99% APR on new purchases and no balance transfer fees.

No other card matches the benefits of ETFCU’s Platinum Rewards credit card:

 ETFCU's Platinum
Rewards Credit Card
American Express
Blue Cash Everyday®
Discover it® CardChase Freedom®
3x bonus points on
quarterly categories
2x bonus points on
gas and groceries
Standard points
on every purchase
No maximum for
bonus earnings
No activation required
for bonus categories
Low Variable APR
As low as 8.25%
Starting at 15.24%Starting at 14.24%Starting at 17.24%


APR is accurate as of March 18, 2020 and is based on creditworthiness. The APR will vary with the market based on the Prime Rate as published in the Wall Street Journal. If you are charged interest, the charge will be no less than $1. Minimum cash advance fee of $5. No annual fee and no balance transfer fee. Certain restrictions apply. The double points category excludes Walmart, Sam’s Club, Target, and other discount stores. 0% APR applicable to balance transfers for the first six months the credit card account is open. 1.99% introductory APR for the first 6 billing cycles. Annual Percentage Rate may vary. If you are charged interest, the charge will be no less than $1. APR for purchases and balance transfers will be 8.25% to 15.95% APR after introductory period based on creditworthiness. Cash advance fee will be 8.25% to 15.95% APR. All Annual Percentage Rates will vary with the market based on the Prime Rate. Balance transfers earn rewards points subject to ETFCU discretion. Click here to view our Consumer Credit Card Agreement.