Share Types

Regular Share Account

The regular share account is similar to a bank passbook or savings account. A minimum of $5 must remain on deposit in your account to retain your credit union membership.

Christmas Club Account

Saving for Christmas is easier when you open a Christmas Club account. With an ETFCU Christmas Club account, you can make withdrawals as necessary at any time without closing the account. Open your account online or at any ETFCU location today!

Vacation Club Account

How often have you longed to get away but didn’t have the funds to get you there?

A vacation club account offers the perfect opportunity to save for a well-deserved vacation! The account can be opened at any time with any amount.

Plan your next getaway through Ambassador Vacation Club, ETFCU’s travel agency.

Special Share Account

Similar to the regular share account, the special share account allows you to save separately under the same member number.

Special share accounts can be earmarked for any saving purpose, such as taxes, insurance, or college tuition.

Savings Account Rates

Rates accurate as of November 26, 2021
TypesDividend RateAPY^Minimum Balance #
Regular Shares†0.05%0.05%$200
Special Shares0.05%0.05%$200
Christmas Club0.05%0.05%$200
Vacation Club0.05%0.05%$200
IRA/CESA Share Account0.25%0.25%$500

*Annual Percentage Yield
#Minimum balance to obtain APY disclosed
^Requires $5.00 to open account
Dividend rates may change after the account has been opened. Dividends on share accounts are established monthly at a rate determined by the ETFCU Board of Directors. Dividends are computed on the daily balance and paid monthly for those days in which the minimum balance is on deposit. Fees may reduce earnings.