Vertical Checking

Open an account

Earn 3.00% APY–now on balances up to $20,000!

  • FREE ATMs anywhere worldwide
  • Discounted rate on new loans
  • Cutting-edge online and mobile banking
  • No minimum balance
  • No monthly service fee

Enjoy 3.00% APY on your balance up to $20,000. That’s more than money market rates or the highest yielding certificates!

For every Platinum Rewards or Vertical Checking account opened, ETFCU will make a donation to Habitat for Humanity. Click here to learn more.

Compare your returns!

RateMonthly Earnings
Vertical Checking3.00% APY$50.28
Plus an additional $15 in ATM refunds!
German American0.05% APY$0.85
Fifth Third0.01% APY$0.17
Old National0.01% APY$0.17
Dividends calculated based on daily balance of $20,000. All earnings based on daily accrual method. Monthly earnings based on 31-day month. Competitor rates obtained from report of interest bearing checking accounts dated 3/7/2019. ATM fee reimbursement limited to $15 per account per month and is not paid if all requirements are not met.

Earn 3.00% APY each month you meet these easy requirements:

15+ debit card purchases

1+ direct deposit into the account

1+ online or mobile banking login

Receive electronic statements

Open your account today and start earning 3.00% plus FREE ATMs anywhere! Open an account
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Competitor rates obtained from report of Free Interest Bearing Checking Accounts dated 3/7/2019. Debit card purchases, online and mobile banking logins, and eStatement enrollment calculated by post date. Some requirements apply. ATM transactions do not qualify as debit card purchases. ScoreCard points are not rewarded on purchases from Vertical Checking. Consumer checking accounts only. ATM fee reimbursement limited to $15 per account per month and is not paid if all requirements are not met. Annual Percentage Yield as of publish date. Rate subject to change. Dividends not paid on balances over $20,000. No dividend paid if all services are not used or if fewer than 15 debit purchases post in the month. To help you balance your checkbook, click here to open a check reconciliation form along with error resolution notification information.