Investor Checking

Investor Checking is a free account that offers tiered earnings based on our money market rates.

Plus, ETFCU’s Investor Checking now offers 1.50% APY on balances of $100,000 or more in new money! To take advantage of this great rate, simply move your deposits from another financial institution to ETFCU.

Investor Checking Rates

BalanceDividendAPYMin Bal to Earn Dividend
$1,000 - $9,9990.15%0.15%$1,000
$10,000 - $24,9990.20%0.20%$10,000
$25,000 - $49,9990.35%0.35%$25,000
$50,000 or more0.55%0.55%$50,000
Visit any ETFCU office and open your Investor Checking account today! Schedule an Appointment

Investor Checking accounts require a $100,000 minimum balance to earn 1.50% APY. Must be new money from another financial institution. Deposits transferred from other ETFCU accounts do not qualify for 1.50% APY. Minimum $1,000 required to earn interest. Accounts with balances below $1,000 will remain open but will not earn interest. Rates subject to change.

Rates accurate as of December 13, 2018. Share and Checking Account dividend rates may change after the account has been opened. Dividends on share and checking accounts are established and paid monthly at a rate determined by the ETFCU Board of Directors. Dividends are computed on the daily balance and paid monthly for those days in which the minimum balance is on deposit.