Vertical Checking

Earn 3.00% APY—Plus
FREE ATMs Anywhere!
  • Earn 3.00% APY
  • FREE ATMs anywhere worldwide
  • Cutting-edge online and mobile banking
  • No minimum balance
  • No monthly service fees

Enjoy 3.00% APY on your balance up to $15,000. That’s more than money market rates or the highest yielding certificates!

Platinum Rewards

Receive 500 Bonus ScoreCard
Reward Points Each Month!
  • 500 bonus ScoreCard points
  • FREE ATMs anywhere worldwide
  • Cutting-edge online and mobile banking
  • No minimum balance
  • No monthly service fee

Earn reward points every month and with every purchase. Redeem them for name-brand merchandise, travel, and more!

Monthly Requirements

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15+ debit card purchases

deposit

1+ direct deposit into the account

online

1+ online or mobile banking login

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Receive electronic statements

Enjoy the convenience of eStatements for free! Click here to enroll or learn more.

Track your checking rewards progress

We make it easy to qualify. Just log in to ETFCU online banking or ETFCU Mobile to track your progress for the month. Plus, track multiple checking account qualifications with the drop down arrow on the top right.

 

Only Vertical Checking and Platinum Rewards Checking offer all of these exciting benefits:

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Great Rates and Rewards


Free ATMs Anywhere

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No Minimum Balance

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No Monthly Service Fee

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Cutting-Edge
Account Access

Checking Rates

Checking Rates

Rates accurate as of October 17, 2017
TypesMinimum to Open# of Debit TransactionsDividendAPY^Min Bal to Earn Dividend
Vertical Checking*$5015+2.96%3.00%N/A
Platinum Rewards Checking**$50N/A0.05%0.05%$500
Business Dividend Checking$100N/A0.05%0.05%$1,000
Classic Checking$50N/A0.05%0.05%$500
Classic Debit Checking$50N/A0.05%0.05%$500
Health Savings CheckingN/AN/A0.05%0.05%$500

Other Checking Account Options

CLASSIC DEBIT CHECKING

Classic Debit Checking is a free checking account that offers the convenience of a debit card.

CLASSIC CHECKING

This account offers the basic benefits of a free ETFCU checking account without a debit card.

EARN MORE WITH A CHECKING ACCOUNT FROM ETFCU

You don’t have to be a teacher to take advantage of our services.
Simply open your account online today to get started.

OPEN YOUR ACCOUNT ONLINE
Already have an account? Click here to upgrade.

Debit card purchases, online and mobile banking logins, and eStatement enrollment calculated by post date. ATM transactions do not qualify as debit card purchases. Consumer checking accounts only. Must meet account requirements to recieve ATM fee reimbursement. Annual Percentage Yield as of publish date. Rate subject to change. Dividends not paid on balances over $15,000. 3.00% APY dividend or 500 ScoreCard bonus points will not be paid if all services are not used or if fewer than 15 debit purchases post in the month. ScoreCard points are not rewarded on purchases from Vertical Checking. To help you balance your checkbook, click here to open a check reconciliation form along with error resolution notification information.