Vertical Dividend

Earn 3.00% APY—Plus
FREE ATMs Anywhere!
  • Earn 3.00% APY 
  • FREE ATMs anywhere worldwide
  • Cutting-edge online and mobile banking
  • No minimum balance
  • No monthly service fees

Enjoy 3.00% APY on your balance up to $15,000. That’s more than money market rates or the highest yielding certificates!

Platinum Rewards

Receive 500 Bonus ScoreCard
Reward Points Each Month!
  • 500 bonus ScoreCard points
  • FREE ATMs anywhere worldwide
  • Cutting-edge online and mobile banking
  • No minimum balance
  • No monthly service fee

Earn reward points every month and with every purchase. Redeem them for name-brand merchandise, travel, and more!

Monthly Requirements

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15+ debit card purchases

deposit

1+ direct deposit into the account

online

1+ online or mobile banking login

statement

Receive electronic statements

Enjoy the convenience of eStatements for free! Click here to enrole or learn more.

Only Vertical Dividend Checking and Platinum Rewards Checking offer all of these exciting benefits:

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Great Rates and Rewards

atm
Free ATMs Anywhere

 piggy
No Minimum Balance

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No Monthly Service Fee

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Cutting-Edge
Account Access

Checking Rates

Checking Rates

Rates Accurate as of June 21, 2016
TypesMinimum to Open# of Debit TransactionsDividendAPY^Min Bal to Earn Dividend
Vertical Dividend Checking*$5015+2.96%3.00%N/A
Platinum Rewards Checking**$50N/A0.05%0.05%$500
Business Dividend Checking$100N/A0.05%0.05%$1,000
Classic Checking$50N/A0.05%0.05%$500
Debit Rewards Checking$50N/A0.05%0.05%$500
Health Savings CheckingN/AN/A0.05%0.05%$500

Other Checking Account Options

DEBIT REWARDS CHECKING

This free checking account offers ScoreCard reward points when you sign for purchases.

CLASSIC CHECKING

This account offers the basic benefits of a free ETFCU checking account without a debit card.

EARN MORE WITH A CHECKING ACCOUNT FROM ETFCU

You don’t have to be a teacher to take advantage of our services.
Simply open your account online today to get started.

OPEN YOUR ACCOUNT ONLINE
Already have an account? Click here to upgrade.

Debit card purchases, online and mobile banking logins, and eStatement enrollment calculated by post date. ATM transactions do not qualify as debit card purchases. Consumer checking accounts only. Must meet account requirements to recieve ATM fee reimbursement. Annual Percentage Yield as of publish date. Rate subject to change. Dividends not paid on balances over $15,000. 3.00% APY dividend or 500 ScoreCard bonus points will not be paid if all services are not used or if fewer than 15 debit purchases post in the month. ScoreCard points are not rewarded on purchases from Vertical Dividend Checking.