- Earn 3.00% APY
- FREE ATMs anywhere worldwide
- Cutting-edge online and mobile banking
- No minimum balance
- No monthly service fees
Enjoy 3.00% APY on your balance up to $15,000. That’s more than money market rates or the highest yielding certificates!
- 500 bonus ScoreCard points
- FREE ATMs anywhere worldwide
- Cutting-edge online and mobile banking
- No minimum balance
- No monthly service fee
Earn reward points every month and with every purchase. Redeem them for name-brand merchandise, travel, and more!
Monthly Requirements
15+ debit card purchases
1+ direct deposit into the account
1+ online or mobile banking login
Receive electronic statements
Enjoy the convenience of eStatements for free! Click here to enrole or learn more.
Only Vertical Dividend Checking and Platinum Rewards Checking offer all of these exciting benefits:
Great Rates and Rewards
Free ATMs Anywhere
No Minimum Balance
No Monthly Service Fee
Cutting-Edge
Account Access
Checking Rates
Checking Rates
Rates accurate as of September 30, 2016| Types | Minimum to Open | # of Debit Transactions | Dividend | APY^ | Min Bal to Earn Dividend |
|---|---|---|---|---|---|
| Vertical Dividend Checking* | $50 | 15+ | 2.96% | 3.00% | N/A |
| Platinum Rewards Checking** | $50 | N/A | 0.05% | 0.05% | $500 |
| Business Dividend Checking | $100 | N/A | 0.05% | 0.05% | $1,000 |
| Classic Checking | $50 | N/A | 0.05% | 0.05% | $500 |
| Debit Rewards Checking | $50 | N/A | 0.05% | 0.05% | $500 |
| Health Savings Checking | N/A | N/A | 0.05% | 0.05% | $500 |
Other Checking Account Options
DEBIT REWARDS CHECKING
This free checking account offers ScoreCard reward points when you sign for purchases.
CLASSIC CHECKING
This account offers the basic benefits of a free ETFCU checking account without a debit card.
EARN MORE WITH A CHECKING ACCOUNT FROM ETFCU
You don’t have to be a teacher to take advantage of our services.
Simply open your account online today to get started.
OPEN YOUR ACCOUNT ONLINE
Already have an account? Click here to upgrade.
Debit card purchases, online and mobile banking logins, and eStatement enrollment calculated by post date. ATM transactions do not qualify as debit card purchases. Consumer checking accounts only. Must meet account requirements to recieve ATM fee reimbursement. Annual Percentage Yield as of publish date. Rate subject to change. Dividends not paid on balances over $15,000. 3.00% APY dividend or 500 ScoreCard bonus points will not be paid if all services are not used or if fewer than 15 debit purchases post in the month. ScoreCard points are not rewarded on purchases from Vertical Dividend Checking.