Certificates

ETFCU certificates offer safe, guaranteed returns with a low minimum of $1000 and high dividend rates.

Certificate Rates

Rates accurate as of June 23, 2017
TermsDividend RateAPY^Minimum Balance #
3 Month Certificate0.20%0.20%$1,000
6 Month Certificate0.55%0.55%$1,000
1 Year Certificate1.16%1.17%$1,000
Save to Win 1 Year Certificate1.16%1.17%Click for Info!
17 Month Certificate1.29% 1.30%$1,000
18 Month Certificate1.00%1.00%$1,000
2 Year Certificate1.39%1.40%$1,000
30 Month Certificate1.50%1.51%$1,000
3 Year Certificate1.59%1.60%$1,000
4 Year Certificate1.74%1.75%$1,000
5 Year Certificate2.03%2.05%$1,000
6 Year Certificate2.05%2.07%$1,000

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^Annual Percentage Yield
#Minimum balance to purchase certificate

There is a substantial penalty for failure to comply with certificate requirements. Certificate rates are subject to change without notice. You will be paid this rate until first maturity. These are fixed rate certificates.

A penalty may be imposed for withdrawals before maturity. Rates are subject to change weekly. You will be paid this rate until first maturity. These are fixed rate certificates.