ETFCU certificates offer safe, guaranteed returns with a low minimum of $1000 and high dividend rates.

Certificate Rates

Rates accurate as of August 11, 2022
TermsDividend RateAPY^Minimum Balance #
3 Month Certificate1.49%1.50%$1,000
6 Month Certificate1.29%1.30%$1,000
8 Month Certificate1.34%1.35%$1,000
1 Year Certificate2.03%2.05%$1,000
Save to Win 1 Year Certificate2.03%2.05%Click for Info!
14 Month Certificate2.08%2.10%$1,000
17 Month Certificate2.13%2.15%$1,000
18 Month Certificate2.18%2.20%$1,000
2 Year Certificate2.23%2.25%$1,000
30 Month Certificate2.37%2.40%$1,000
3 Year Certificate2.52%2.55%$1,000
4 Year Certificate2.67%2.70%$1,000
5 Year Certificate2.96%3.00%$1,000
6 Year Certificate3.11%3.15%$1,000
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^Annual Percentage Yield
#Minimum balance to purchase certificate

1Certificate special rates now until September 30.

There is a substantial penalty for failure to comply with certificate requirements. Certificate rates are subject to change without notice. You will be paid this rate until first maturity. These are fixed rate certificates.

A penalty may be imposed for withdrawals before maturity. Rates are subject to change weekly. You will be paid this rate until first maturity. These are fixed rate certificates.