Return to Member


In 2016, we returned $2,059,169 to our members in checking accounts alone. That is 93% above our 2015 total ($1,067,175), and it is a 178% increase over 2014 ($736,098).

What our members are saying about Platinum Rewards Checking

"I love that I get reimbursed for my ATM fees, and that I can use my reward points for cash back that is deposited right into my Platinum checking account!"

Jack S., Evansville

"I have used many banks and other credit unions before, and I have never been happier then I am with ETFCU and my Platinum Rewards checking account. I love the fact that you can earn reward points…. It comes in very handy. It’s like free cash!"

Cathy B., Hartford

Platinum Rewards Checking

Only Vertical Dividend Checking and Platinum Rewards Checking offer all of these exciting benefits:

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Great Rates and Rewards


Free ATMs Anywhere

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No Minimum Balance

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No Monthly Service Fee

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Cutting-Edge
Account Access

Vertical Dividend Checking

What our members are saying about Vertical Dividend Checking

"I love the realtime features, Vertical Dividend earnings each month, and the reimbursement of ATM fees! This is the first checking account that I have had that has an app where you can bank efficiently and not have to worry about issues."

Amy G., Princeton

"I love the convenience of the ATM network. There are no hidden fees, and I feel that my money pays back with the awesome monthly dividends I earn. It’s like a bonus each month of the year!"

Jared D., Vincennes

"The dividend is top notch! I’ve told all of my fiends about Vertical Dividend Checking, and they didn’t believe me until they checked out the website. Also, the free ATMs are a nice addition."

Kevin Z., Evansville

"I love the interest you gain from this account, as well as the ATM fees being returned to you. No other bank or credit union can beat Vertical Dividend Checking, and that makes it a pretty awesome account."

Audree N., Poseyville

Vertical Dividend Checking

Earn 3.00% APY—Plus
FREE ATMs Anywhere!
  • Earn 3.00% APY
  • FREE ATMs anywhere worldwide
  • Cutting-edge online and mobile banking
  • No minimum balance
  • No monthly service fees

Enjoy 3.00% APY on your balance up to $15,000. That’s more than money market rates or the highest yielding certificates!

Platinum Rewards Checking

Receive 500 Bonus ScoreCard
Reward Points Each Month!
  • 500 bonus ScoreCard points
  • FREE ATMs anywhere worldwide
  • Cutting-edge online and mobile banking
  • No minimum balance
  • No monthly service fee

Earn reward points every month and with every purchase. Redeem them for name-brand merchandise, travel, and more!

Monthly Requirements

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15+ debit card purchases

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1+ direct deposit into the account

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1+ online or mobile banking login

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Receive electronic statements

Enjoy the convenience of eStatements for free! Click here to enrole or learn more.

EARN MORE WITH A CHECKING ACCOUNT FROM ETFCU

You don’t have to be a teacher to take advantage of our services.
Simply open your account online today to get started.

OPEN YOUR ACCOUNT ONLINE
Already have an account? Click here to upgrade.