Last year, Evansville Teachers Federal Credit Union returned more than $13 million to our members through checking accounts alone!


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ETFCU members earned more than $13 million last year in dividends, ScoreCard Rewards points, and reimbursed ATM fees. This is a 58% increase over our 2020 total!

Ready to earn more in 2022?
Open your Vertical Checking and start earning 3.30% APY today!


What our members are saying about Vertical Checking

"I love the realtime features, Vertical Checking earnings each month, and the reimbursement of ATM fees! This is the first checking account that I have had that has an app where you can bank efficiently and not have to worry about issues."

Amy G., Princeton

"I love the convenience of the ATM network. There are no hidden fees, and I feel that my money pays back with the awesome monthly dividends I earn. It’s like a bonus each month of the year!"

Jared D., Vincennes

"The dividend is top notch! I’ve told all of my friends about Vertical Checking, and they didn’t believe me until they checked out the website. Also, the free ATMs are a nice addition."

Kevin Z., Evansville

"I love the interest you gain from this account, as well as the ATM fees being returned to you. No other bank or credit union can beat Vertical Checking, and that makes it a pretty awesome account."

Audree N., Poseyville

"I believe ETFCU Vertical Checking is incredible. My family has full access to the money in our checking account and are earning much higher interest rates than long term CD’s. 3.30% interest is huge!"

Scott E., Evansville

"I think it is great! Very convenient and a great return for average balance on my checking account. ETFCU has been the best experience we have ever had with a banking institution."

David L., Princeton


Annual Percentage Yield accurate as of August 12, 2022. Rate subject to change. Monthly earnings based on a 365 day year. Fees or other conditions could reduce earnings on the account. Applicable on balances up to $20,000. Return to member through checking total includes dividends, reimbursed ATM fees, and Scorecard Rewards points. 3.30% APY dividend or 500 ScoreCard bonus points will not be paid if all services are not used or if fewer than 15 debit purchases post in the month. Debit transactions typically post within two business days and may vary based on merchant processing. ATM transactions do not qualify as debit card purchases. ScoreCard points are not rewarded on purchases from Vertical Checking. Online and mobile banking logins and eStatements enrollment are reported and counted the next business day.  To help you balance your checkbook, click here to open a check reconciliation form along with error resolution notification information. Must meet account requirements to receive ATM fee reimbursement. ATM fee reimbursement limited to $15 per account per month.